How Belarusians Can Make Payments with Huawei Smartphones Using Belcart Pay

In Belarus, Huawei smartphone users can now enjoy the convenience of the Belcart Pay app. This innovative application allows users to make payments seamlessly at various points of sale, including shops, cafes, gas stations, pharmacies, and cinemas, provided these locations have terminals that support contactless payments from the Belarusian payment system, Belcart. Simply hold your smartphone near the payment terminal, and the amount will be deducted from your card. This process is facilitated by NFC technology, which enables data transmission via radio signals within a range of up to 10 centimeters. NFC technology allows you to store card information on your smartphone and use it for payments by holding the device near a contactless payment terminal.

Compatible Huawei Models

The Belcart Pay app is compatible with Huawei smartphones that have an NFC module and run on EMUI 12.0 or higher. Some of the compatible models include:

Huawei Nova 10, 10 Pro, 10 SE
Huawei Mate 50, 50 Pro
Huawei nova Y90
Huawei nova Y70
Huawei Nova Y61
Huawei P60 Pro

Setting Up Belcart Pay

To set up Belcart Pay, follow these steps:

Download the Belcart Pay app from the AppGallery.
Create a PIN code.
Link your bank card either by holding it against the back of your smartphone or by manually entering the card details.

Using Belcart Pay

Using Belcart Pay is straightforward and secure. The service does not require a constant internet connection; you can make up to 30 payments offline. To confirm a transaction, you can use your PIN code or fingerprint, ensuring the security of your funds.

Supported Banks

Belcart Pay supports cards from various Belarusian banks, including:

Belarusbank
Belagroprombank
Belinvestbank
Bank Reshenie
Paritetbank
Priorbank
BTA Bank
BSB Bank
Ceptor Bank
Sber Bank
Belgazprombank
Bank Dabrabyt

Security Features

Belcart Pay ensures the safety of your transactions through encryption. Your card details are not stored on your smartphone or visible during payments. Instead, a token—a special encrypted number—is used to represent your bank card data. This means the app does not store or transmit your credit card information. When you enter your card details, the app verifies the number with the bank and uses tokens instead of your personal information. Each transaction uses a token with a one-time security code, making it nearly impossible for hackers to misuse your credit card even if they intercept the tokens.

Benefits of Contactless Payments

The primary advantage of contactless payments via smartphone is convenience. You can manage and use all your personal accounts through your smartphone, including transferring money to family, making online purchases, and now paying offline. All the bonuses, cashback offers, and promotions from your bank that apply to your card will also be valid when you pay with your smartphone using the same card account. Some banks may even offer additional bonuses for using this payment method.

In Case of Loss

If you lose your smartphone, act as you would if you lost your wallet or card: immediately contact the bank or banks where your cards are registered and report the loss. Once the bank processes your request and blocks your card, the payment data will be automatically deleted from the system. You can then add new information later.

About AppGallery

AppGallery is Huawei’s official platform for distributing applications for smartphones, tablets, smartwatches, and other devices. It supports both Android and HarmonyOS software. AppGallery offers developers a wide range of tools and resources for creating applications. It hosts many global applications and a variety of Belarusian services, from mobile banking to delivery services. You can find additional apps using Petal Search, Huawei’s proprietary search engine. The Gbox program can also install applications on your Huawei smartphone, including those from Google. Since its official launch in April 2018, AppGallery has surpassed 580 million monthly active users.

For more information, visit the official AppGallery website.